Monday, January 30, 2017

I Promise!!!

"I promise, I will hold your hand throughout life and never leave you alone." Ranjan said taking Priya's hand in his hand. He was quite emotional.

"Are you sure, Ranjan...Soch lo...abhi bhi time hain." Priya teased him & pulled his nose.

"Priya, I'm serious. Aren't you? Don't think I'm fooling around. I mean it really." Ranjan replied.

"Why you are spoiling your life for me? Your family won't accept a widow and I don't want that you go against the wishes of your family, so don't make false promises. I don't want to rely on false hopes, already I had tough time to battle after I lost Sanjiv. With great difficulty, I have coped up. Don't force me again in deep abyss, this time, I won't return." Priya explained to Ranjan.

Ranjan put his hand on her mouth insisting not to think anything negative. She is his love and he can go to any length to restore happiness in her life.

"Priya, you trust me. I will add all the joys of life in your life, but you need to build faith in me. Don't scare me. I too have lost my first love and again, I don't want to lose you...I love you, Priya."

He took her in his arms and gave a peck on her cheek as a token of his love.

Priya stood motionless and she was speechless.

She had faith in Ranjan but her faith in God has shaken and so she did not wish to build in faith.

"Tomorrow, I am going to Shimla to visit my parents and will discuss in detail about our marriage and most probably will try to get arranged in a month or two depending on the auspicious dates."

"I will wait for you, Ranjan. For how many days, you are going?" Priya enquired.

"Dear, I will be back within a fortnight. Start preparations of honeymoon." Ranjan teased her.

"Don't scare me, Ranjan." Priya said in hushed tone.

"I won't say anything. Let the time prove." Ranjan said and took leave from her.

Priya was happy but unknown fear gripped her and she doubted her destiny.

Ranjan was back from Shimla but he didn't meet Priya.

She grew suspicious. 

Next week, she received a call from her father and he disclosed that Ranjan has proposed him for marriage with her and he has approved.

"Priya, I'm happy for you. Next month on valentine day, you are getting married to Ranjan. I have transferred amount for marriage shopping and have booked tickets for Singapore for the honeymoon. My all best blessings beta."

Priya's eyes welled, it was the tears of happiness and she called up Ranjan to congratulate him.

Finally, the auspicious day arrived and they tied the knot submitting to each other.

"Priya, I kept my promise, now it's your chance to vow." Ranjan said with a smile.

Priya stepped forward, hugged him tight and said, "I promise to hold your hands forever through thick and thin" and sealed his lips with hers.

‘This post is a part of Write Over the Weekend, an initiative for Indian Bloggers by BlogAdda.’

Disclaimer: It's a piece of fiction.

Saturday, January 28, 2017

Togetherness #MagicOfWarmth

She was 18 and he 24. She was beautiful & innocent and he was young & bubbly. The family & well-wishers blessed them profusely on the eve of their engagement and were very enthusiastic that they both will be compatible and will make a lovely pair.
She was on the threshold of youth and wasn’t as such prepared for the marriage and was chasing her aims and aspirations to be independent…but was it serendipity or destined, she couldn’t fathom but she did not had the courage to speak against her parent’s wish and she surrendered to their wishes. She kept her point forth her in-laws side as well as to parents that she should have right to carry out her education and her dream to be a professional. All dittoed her wishes.

This is the incident of eighties and in those days, the guy & the girl was not allowed to meet each other or converse over landline phone post engagement. In those days, marriage was a family affair and the couple did not had much say and the same applied to them.

The wings of her dreams gained strength & soared high. She was told by the close associates that he was superb, very cheerful, funny and positive. Her fears of settling after marriage gradually diminished to a great extent and she dreamt of a comfortable life with her partner.

Post engagement, her heart longed to meet him as any teenager would long to and had fell head over heels for him without knowing him much…yeh tha bali umar ka shuroor and her innocent heart knitted beautiful dreams of her life ahead with Mr Unknown, who had become quite dear to her.

There was a gap of whole one year between her engagement and marriage and the preparations were on but she wasn’t so keen on marketing of her bridal attire or make up and blah blah. She did not attach much importance to these materialistic things.

Her unguarded heart just longed for the Ajeez Ajnabi and she was busy in daydreaming and secretly chalking plans how to enjoy the days of togetherness…Dil, dil se baat karne main busy tha. Her love knew no bounds…she was eagerly waiting for the D-day and finally it arrived with full pomp & show and they were tied in the bonds of togetherness forever.

                                                                     Source: here

She was thrilled but she kept her emotions in control. She wanted him to initiate and her desires were more filmy type…He wasn’t the type that she dreamt of and had overheard about him.

He was cheerful, loud and funny but with his family members. As the doors of bedroom closed, he became docile and cool. The warmth & the fun that she yearned for was missing…It was the time for her to jolt and she asked herself umpteen times, “Did I deserve this” and many queries flared up in her mind, though externally she maintained her cool.

She was confused at the sudden change in his behaviour. In the world of others, he was a different man and with her, he was different. He was good as a husband but she was looking for a friend in him and her innocent heart cried out. Her dreams that she had knitted so dearly around him was shattered and she didn’t had the voice to complain.

“Is he heartless, don’t he has emotions or craving for her? Why he married? Was he in love with another girl?” all negative emotions overpowered her mind but she kept them caged in her ribs and did not lose hope, she believed for a better tomorrow.

She thought that she would wait for the day when he would change or become as she longs to find in him, a lover, and a friend and there won’t be any boundaries in between. This was her budding love for him which encouraged her to wait and she was ready to wait.

Before marriage, she was a rebel and could never accept decline from anyone but post marriage, she was quite different…she became submissive and patient…she too was amazed with the transformations within her.

“Love has power of endurance” and it stood perfect for her.

In the meantime, they were blessed with cute angels and their life became responsible and there she found in him, a caring self who took care of her.

His ways of expression was quite different. Gradually, she understood him.

Cooking Together: He would help her in kitchen. She would cook, he would chop. She fed her babies and he took care of the backlog in the kitchen work.

Managing Babies Together: There was least gap between the two angels and they kept her on toes. Till he was in house, he would help her to organize the kids, helping her in their routine and she felt relieved as well as a bonding with him.

Baby Sitting: On the eve of holidays, he would be a baby sitter for them and she would venture out with friends for shopping or movies for a change from the set out routine and he never complained even she was late with friends.

He kept himself more involved with family and she could feel his warmth in his company. 

He was not filmy type in the beginning but when she gradually opened up her wishes of acting like a hero, he would laugh at my innocence and said, “Life is different from films. Do you want me to dance around trees? You are still a kid, dear” and would give a peck on her cheeks when she yearned for French kisses.

Gradually, he transformed and spontaneous hugs and instant embraces spiced their life. She could feel the warmth of his love for her and with time, he became naughty as she expected him to be and filled her life with surprises.

One day, he told her, “Dear, my way of loving you was different. I yearned for your company and I wanted to be naughty but you seemed so innocent and simple that I didn’t dare. I did not know you were so naughty.” And clutched her in tight embrace and locked her lips with French kisses.

They both lived happily after.

On holidays, he would massage her long hairs with Parachute Hair Oil and this practice is continued till now, the brand is the same and the product is improved, it’s now Parachute Advansed Hot Oil and she kisses his hand after every week Champee by him.

“I’m blogging about my #MagicOfWarmth moment at BlogAdda in association with Parachute Advansed Hot Oil

Tuesday, January 24, 2017

Mommy Beautiful!!! Tips & Style

Source: here

When I recall my childhood days, I laugh out loud at my foolishness. Even when you come to know of my childhood tantrums, you too would do the same.

I was the eldest daughter of my family and everyone was very fond of me. My aunts (Bua) took great care of me, especially grooming my looks and dresses and I hated been groomed.

They would comb my hair and tie them, put kajal, bindi and powder and I hated wearing make-up. As soon as they were out of sight, I would go and wash out all the make-up.

When they spotted me with a weird look on, they would scold me and sometimes gave a good spanking…I hated them for their behaviour & treated them as my enemies.

I was very careless about my looks and dresses but as I grew up, I became conscious of dressing up and saw that I dress up meticulously and in late teens, consciousness was at large for maintaining my skin and hair…so finally, I changed from careless beauty to careful girl.

Till today, I don’t wear Kajal nor do I use face powder, I don’t feel comfortable been dabbed with it…Old habits die hard.

I grew quite conscious of my hair and teeth. I am conscious about my looks and skin, but hair & teeth are in priority.

  •  Hair – I rarely oil my hair for an hour or two maximum. I feel uncomfortable and cannot sleep if hair is oiled, so I use it in day hours, likely before bath. I used to get good scolding for not oiling, but I hardly listened to my parents on this topic. If someone catches me with oiled hair, they are bound to ask my welfare, I appear ill. I use plain coconut oil, I can’t use perfumed oil for my hair. I use raw egg before shampoo, the barred days are the festival days. Further, in summers, I shampoo everyday n in winters, every alternate day but if I have to go out, I wash daily in winters too. I use Sunsilk Black & Yellow & sometimes Pink. I have all in my wardrobe all the year round. I started with Tiara egg shampoo, now it is off market & then I switched to Sunsilk. Other than egg, I use lemon or vinegar in monsoons or going winters to ward off dandruff which seldom appears in these seasons. Read here, how I started eggs for my hair. I have few greys but I don’t use colours. Once in trimester, I use Mehendi powder on my hair. I believe in graceful aging.

  • Skincare - Till 35 years of age, I used to oil my whole body with mustard oil before bath and I needed no other moisturiser to smoothen my skin. But with age, the demand of skin grew manifold and now I use multiple creams & moisturiser to safeguard my skin. I use Vaseline Body Lotion for my lower limbs. I use Garnier Body Cocoon for whole body in summers & Biocare Almond Cream in winters. I use raw almonds homemade powder with saffron & milk in winters in lieu of soap in winters. I believe more on natural products. I use Lotus Herbal Nutramoist for my face in summers & Garnier wrinkle lift in winters. Since three years, I indulge in whole body massage with Ayurveda therapeutic oil and it does wonders to my skin & soul.

  • Nails – I use Lakme nail paint for my toes. I don’t paint my hand but toes are most of the time painted and nails are in shape. Once in a week, I remove paints for the nails to breathe and massaging.

  •  Feetcare – I wash my feet with mild liquid soap or shampoo if liquid soap is finished and massage with VaselineBody Lotion. I keep it moisturised so not a single crack develops in my feet and my toe nails are painted with dark hues most of the time. Once in a fortnight, I soak & bathe my feet in salted hot water & add few drops of coconut oil. This cleanses the dead cells and it’s quite refreshing and if done before going to bed, then it induces to sound sleep.

  • Lipcare – I love Lakme lipsticks though I don’t use daily but still I have good collection of it. I love accumulating them in my wardrobe. It adds glow to my face. I use on formal occasions or when I feel like flaunting with my favourite colors.

In regular days, my beauty regimen consists of washing my crowning glory, having a hot water bath and dress up in ironed suit whether I stay at home or go out. I need to wear clean & creased dresses. I wear dash of sindoor, a round bindi adorning my face and few bangles dangling in my right wrist.

I keep myself stress free, take things lightly in life and I keep smiling.

This is my regimen, do share yours.

Linked to #MondayMommy Moments

What Feminism Means To U?

To think of the plight of women, to raise her standard of life, to educate her and strive for equal rights is praiseworthy…Do we need to be at loggerheads with men to earn the rights of women or improve their status?

In the name of feminism, women are raising their voice against men and building grudges against men…this is not fair…Men alone are not responsible for the pain in the life of a woman, even woman is responsible…the rules and regulations framed within the premises of house is not dictated by men, it’s more or less dictated by women.

I see feminism in a different way. I laugh at the group of people who call themselves feminist but actually getting attached with the drive of feminism, they transform into Men-haters…the slogans raised by them are always against the men of the society.
Society comprises of both men and women. Man & woman both are integral part of a family and they are interdependent on each other, just like wheels of a car, both wheels have the same importance though their working pattern is different, same is the case with Man & Woman.

People have misunderstood the concept of feminism and it’s sad that they are propagating ill notions against men. Minds are been poisoned on the pretext of feminism and this is creating rift and ruckus within the couples.

Basically, the young nymphs are more affected by this, they start nurturing biased opinion against male community and this gives rise to many issues pre & post marriage and even while interactions with men, they judge them with biasedness.

Hey girls,

If really, you desire to improve the plight of a woman then fight for your rights and privileges but retain your feminine qualities, you don’t need to act as a man to attain your rights & privileges.

If you look back into past history, Indian women enjoyed great liberty and freedom but the conquests of different dynasties imposed rules on her movement and deprived her of her privileges, and for ages, people followed the rule, hence the outlook of society towards women changed because from beginning, they saw her blooming amidst rules & regulations, her rights infringed and more dependent on the male community of society. She wasn’t decisive nor was she given freedom of opinion.

With time, people understood the difference between right and wrong and gradually uplifted the impositions imposed on women.

The purdah system gradually abolished from society and importance was given to her education. Day by day, the transition came in the life of a woman and her role got defined in society, she got recognition in society.

Women & females have come a long way and their condition have improved to a greater extent and in society, she is brushing shoulders with men.

Yeah, there are times when men don’t approve her freedom or are biased in opinion.
Fight for your rights retaining your feminine qualities.

I feel sorry for the womenfolk who try to imitate the style of a man…why you need to imitate…boost your own personality, groom it well & then challenge the men.
To me feminine means delicate and sophisticated then what is the need to act rowdy.
If one is copying the tactics of a man that means she has inferiority complex of been a woman.

One more notion, I come across associated with women’s education. They think if I am equally educated as a man then why should I sit at home or why should I take care of house & babies.

Real education makes people gentle and refined and your feminine qualities makes you do homely things much tactfully.

You all must have heard the quote, 

“If you educate a man, only a man is educated but if you educate a woman, whole family is educated.”
There is quite truth in the above statement.

Women are mentally stronger than man and her patience outstanding. Man can never compete with her in terms of her patience & tolerance capacity and that’s the reason that she grooms the kids in the best way…then why you want to compete with the man who is physically sturdy but not parallel to you in terms of your patience.

Can a man bear a child?

There are ample biological, physiological and psychological differences between a Man & a Woman, they need to have equal rights but their performance cannot match at any end, there is bound to be differences.

Ask for your rights & privileges, but don’t demean yourself acting like a Man.

My vision is woman is strong so she chooses to bear children in spite of knowing that she has to undergo bone wracking pain and her life is at risk.

Would a man go if he had the choice to bear children?

My belief is that if men were to bear children then ages before, world would have perished.

Woman, value your potential and retain your qualities.

Tremendous changes have come in the lifestyle of women and men too are pleased watching the woman’s plight improve.

“Rome was not built in a day”, same way, you can’t expect cent per cent changes in one time.

Man has started helping their mother, sister, wife or daughter in the domestic tasks and amicably adjusts themselves and they are readily extending their hands in domestic sphere.

Previously, Men didn’t do domestic chores because they used to be the bread winner and they were so groomed that they thought that the woman staying at home can wonderfully handle it.

Now when both are working, the male community is updating themselves with domestic skills and are readily participating but don’t expect them to be as patient as you can be.

Even, when I was a teenager, I too thought the same and tried to imitate the styles, dressing and talking like men but with age, I matured and shredded these developed skins and I admire myself in my originality.

“A woman can live without a man, but a man cannot live without a woman in his life.”
Do raise your voice for your rights & privileges but don’t develop grudges against men just because of fistful of men who try to jeopardize the lives of females, even there are fistful of women who try to break the homes or horrify the lives of men.

It is not the gender who are breaking rules, there are few handful of people who try to malign the image of a particular gender.

I am not against the cause of feminism but the way it is working in society is not commendable.

Let’s move in a right way treading on right path and bring in the transformations in society.

The views are solely mine, few might not take it easily. I am ready for the brick-bats.

Do share your take.

Monday, January 16, 2017

Role Reversal #Quirky

These days it’s quite common for the Dads to take care of the kids, due to nuclear family set up and if Mums are working then they have to be more diligent in taking care of the child.

Earlier there were joint family set ups, so there were herd of people to take care of the young ones & Mom- Dad did not had much botheration if they were to go for outing, job or for some work.

But nowadays, after kids, if Mom has to go out then she needs to plan quite prior to the day and it’s amicably decided that the Dad will take leave from work to be in house taking care of little ones.

In my case, my husband is fond of kids and he can go to any length to keep them happy. I am too fond of kids but I am a disciplinarian and see that the children doesn’t take advantage of my lenience. I am more particular to the judgment but my husband is just my antonym (I added this word in lieu of opposite, just for fun).

Judgment stands on his mood, if he is happy, he won’t care. He will fulfil all demands and if he is in slack mood then genuine things too won’t be heard and in my case, it isn’t so.

I don’t move along with moods, I am judgmental in all circumstances and I hook up with my take.

I have two boys, now they have outgrown my lap but the memories are still intact as if it is the story of yesterday.

My tiny tots were manageable and I raised them into independent child. It wasn’t easier to train but they were easy to manage…I consider myself lucky.

I started working when my kids completed their primary school, before that I managed business of pharmaceuticals operating from my home, but still there were instances when I had to go out for some work and in those situations, my husband stayed back.
As soon as my kids came to know that I was going for outing, they were very happy, though they didn’t show externally but I could sense from their body language…Maa hoon naa.

They knew that their Papa will cook their favourites (he is a good cook), will approve their demands of toys and games along with cold drinks, chocolates & chips and they would be free to move freely in the house, jump on the sofa etc…a complete masti day.

Once I was getting ready for the outing, then I overheard the conversation of Dad and beta:
“Papa, mummy jab jayegi to mujhe wo wala toy dila dena.” So was the prakop (wrath) of Mummy in my house.

And Papa smartly didn’t reply in words, just shook his head in affirmation.

As soon as I would be ready to leave, their best question propped up, “Mummy, kab aaogi?”

I would just smile, I understood the meaning of their smart question.

And both boys in unison will say, “Yayyyyy” & Dad was happy too.

He would cook their favourite delicacies and after having food, he would snore and these smarty’s had immense freedom to watch cartoons, play around uncaring about the furnishings.

They celebrated the day as their independence day.

After having good sleep, he would take them to market to buy the goods of their choice.
As I stepped inside, the younger one will come to me with his toys and very innocently would say, “Dekho naa, Papa khareed diye hain”

Smart explanation they had and Dad would be busy in keeping the things on their place so that I don’t give sermons to all.

My hubby’s body language clearly communicated that he had a sound sleep.

In conclusion, all the three of them enjoyed to the fullest in my absence.

If I complained, “You are encouraging them to be undisciplined.”

His simple reply, “You are there to handle & bachche tumse darte hain aur hum bhi”

Linked up with #MondayMommyMoments.

Tuesday, January 10, 2017

Why It's Always Me?

News of eve-teasing, attacking, outraging the modesty, groping etc. has become common news broadcasted on channels, newspapers and social medias and lot of hue n cry are raised against the crime, slogans are written & everywhere there is a murmur to punish the culprit. It subsides with time and all remains under cover.

How can one believe on judiciary when the culprits of Nirbhaya is not given final verdict wherein the law was reformed to provide justice in the heat of the situation? The law got amended but the scenario of women getting insulted or molested did not deter.

What happens to victims?

The victims lives in fear, many get into depression and lifelong, it is etched in their memory, she is not able to come out of it. Few end their life or succumb when attacked.

Who are they?

They too are the sisters, wife or mothers of someone.

Whom to blame…Society, parenting, schools, family?

If the occurrence happens with the family then boys are blamed and if the same occurrence takes place with others, girls are blamed. Is it justified?

From my point of view, all are to be blamed. Amendment of mind-set is required for both the sex; males & females.

I have seen mothers citing an example in front of her son that the girls dressing or moving alone is the reason for spurt in crimes. While giving instance, she is actually instilling negativity in the minds of boys, so mind it what you are saying in front of your boys. Being a woman, she criticizes another woman then how can she expect that the boys will learn to respect women.

It’s my request with the mothers to instil good and healthy virtues in the minds of your son & don’t encourage gender inequality. It’s not that each and every son will become a rapist or stalker but he may not develop respect for his wife and daughter.

Mothers, raise your sons with good values and you will be a proud mother when they grow into healthy individuals with positivism and it will be a proud moment for you.

Ask your son too, where he goes, what he does? Check his friend’s antecedents. Be friendly with your children and befriend their friends too, this way you will know, how is his group and you can be more aware of his movements.

Never ever ignore small mistakes of your children, punish them then & there and warn them not to repeat in future and you too need to be watchful of his day to-day activities. Nip the bud before it blooms into an ugly one.

How to handle daughters?

Mothers, be friendly with your daughter and ask her to share everything with you and for creating a bond of trust, mother, you need to take the initiative and work on it.

Teach her about the good touch and the bad touch and help her to differentiate between the two. Never ever hush up the matter, if any comes to your notice. Defend her and speak out to the concerned.

Teach her to speak out if anyone tries to misbehave with her or offend her.

Teach her self defense mechanisms to save herself.

Single rule book for the children.

Mothers, don’t make different set of rules for sons and daughters, this causes much rift in the minds of daughters and they feel deprived of the privileges that the boys get.

Timings to go out & return should be uniform.

Where to go and where not to venture should be same for both.

Both should be encouraged to respect each other irrespective of sex.

Few words for the girls.

Listen to elders. Track time when you are on an outing. Avoid dark spots, unknown places and deserted lanes.

If you go for some celebrations or parties, inform the venues to your parents, inform them when you reach the venue and when you leave, so that they are informed about your movements and they can be alert if you are late.

Never trust strangers of any age nor listen to their advances.

Move in group of friends to the theaters, late night parties or while taking cab drives.

If possible, ask your parent or guardian to pick up, if you feel estranged at any place or someone is following you.

Raise alarm if someone tries to hurt or harm you and run away to the nearest house or shop to save yourself from untoward incident.

Many girls feel offended that why should we be careful.

Dear girls, you are the best creation of God and you are the best one to protect yourself.

This view is solely mine and I follow the tips to raise my children as I have written. This is my Mantra, What is yours?

Linked to #MondayMommyMoments

Winner Post

Friday, January 6, 2017

How to Manage Your Finances?

Wish you All a Very Happy New Year, 2017. May this year be more fruitful and comforting, this is my prayer for everyone, including me.

We all have heard the adage, "LIVE LIFE TO THE FULLEST" & the song pictured on Rajesh Khanna, "Zindagi, Ek Safar Hai Suhana, Kal Kya Ho Kisne Jaana" has allured people to live life Bindaas, keeping the worries aside and many seriously follow this track.

Even I follow the same but seriously not on terms of Finances, else we are bound to stuck somewhere in life.

Finances is something that one needs to plan according to the needs and for emergencies, that doesn’t mean that you can’t spend on superfluous things or on luxuries or on the cravings that one has.

The cravings of spending differs from one individual to another. Some are keener to spend on entertainment, clothes, books, travel, leisure etc.

The basic needs of food, basic clothing (not required every month), rent, education, health can’t be curbed, it has to be fulfilled and further we need to keep stack of amount for the emergencies and tough times.

The basic & emergency needs are more or less same for all individuals only the capacity to spend depends on one’s earning & lifestyle. The variation is more in the context of lifestyle expenses and there comes the need to BUDGET to overcome the habit of over spending or buying for no reason.


How I move with my Finances:

As the message beeps in, a wide smile spreads that finally the amount is in. We know that we are bound to receive each month, still the mind lurks for the beep, isn’t it amusing?

I maintain an excel file, wherein the expenses are mentioned in one row, just I need to add in the break-up of amount as per the needs, wherein maximum is to make the pay-out to different categories such as grocery items, newspaper, flat maintenance, petrol, fees & medicines.

A fixed sum is subtracted from the major part to fulfill these basic needs, and then it comes the investment part, wherein we need to pay for the premiums, regular deposits, SIP’s & MF’s. All are not monthly investment but I spare the amount on monthly basis to be rid of huge expenses at one time. This way, it is planned and we don’t need to take tension to accumulate the required amount.

The amount that is spared after meeting both ends that care of superfluous needs, I say superfluous because even without spending on these items, we can survive.  Still we meet those expenses to taste the better taste of life and to live life to the fullest and we earn to live a better life so we need to spend on our hobbies too.

In my list, to savor cravings, my list tops with clothing, my wardrobe is full still I indulge in buying clothes for myself and family and I have weakness for fabrics which includes, bed sheets and curtains too along with clothes.

Second position is of books & Wi-Fi & Dish TV package, wherein I spend a fix amount each month. I have kept these in luxuries n comforts item, because in case of financial crunch, we can do without it.

Third comes the contribution in Social events, at times, it becomes compulsory needs but if I accumulate amount under this head every month, then we don’t need to feel the heat of it.

Fourth in my list is Travel and now after getting freed from responsibilities of kids, I keep a part of it to travel and this craving of Travel has taken lead now and I am spending a good amount of it, so I save an amount to meet the needs of travel.

This is my way of planning budget, what is yours?

Do share so that by exchanging views, we can learn more.

Linking this post with @misra_amrita and @Deepagandhi1 for #MondayMommyMoments